Nonprofits are navigating an unprecedented funding freeze and shifting federal oversight as the Senate advances a stop-gap funding bill to reopen the government. At the same time, the Education Department’s PSLF Final Rule redefines employer eligibility, threatening workforce stability across the sector. There are additional November SNAP payment developments to consider. All of this happens while at the same time we salute our veterans. This week’s Navigator highlights how leaders can protect liquidity, retain talent, and align operations with emerging rules. Coverage includes new HHS grant policy updates, IRS filing alerts, state enforcement actions, and post-election funding shifts that will reshape how nonprofits plan for 2026.